Disability Insurance My wife spent 10 years in training after college to become a plastic surgeon. We protect her income with disability insurance. Disability insurance is highly recommended for not only physicians but any young professional/business owner whose family is dependent upon their income.
Life Insurance Life insurance is an asset that can be utilized in multiple ways. Income replacement is one of the most common. We can help you determine the financial risks of a premature death and implement a strategy to protect your family. We also use life insurance frequently in estate equalization when developing an estate plan. Life insurance can also play a role in buy/sell agreements, key-man policies as well as tax minimization strategies.
Long Term Care Strategies One of the biggest risks to your wealth is the possibility of a health care event that requires significant capital. We can assess these risks and offer solutions using traditional Long Term Care insurance or more recent, hybrid policies.